---
title: "SelfCapsule Pricing | One-Time Payment, No Subscription"
description: "One-time payment. No subscription. Free core features with an optional Pro upgrade for advanced reports and unlimited AI."
url: "https://selfcapsule.com/pricing"
image: "https://selfcapsule.com/og/default.png"
---

Pricing

# Simple, Fair Pricing

## SelfCapsule personal finance app pricing for Mac, iPhone, and iPad.

Core features are free forever. Unlock the full experience with a one-time payment. No subscriptions, no recurring fees.

Buy here once and the same licence unlocks Mac, iPhone, and iPad. Buying Pro inside the iPhone app unlocks iPhone and iPad.

### Free

$0 forever

Everything you need to manage your personal finances privately.

-   Visual Dashboard
-   Transaction Management
-   Budget Tracking
-   Recurring Transactions
-   Basic Reports (3 report types)
-   Custom Categories
-   5 AI Messages/mo
-   3 AI Categorizations/mo
-   1 AI Budget Suggestion/mo
-   5 Smart Rules
-   CSV Import & Export
-   Data Backup & Restore
-   Encrypted Local Storage
-   Multi-currency Support

[Download Free](https://selfcapsule.com/download)

Most Popular

### Pro

$49 $29 one-time

\+ local sales tax where applicable

Launch Price

Unlimited AI, advanced reports, investments, and full automation.

-   Everything in Free, plus:
-   Unlimited AI Chat & Insights
-   AI Import Categorization
-   AI Budget Suggestions
-   Advanced Reports & Analytics
-   Investment & Crypto Tracking
-   Unlimited Smart Rules
-   Custom Date Ranges & CSV Export

By clicking Get Pro, you agree to our [Terms of Use](https://selfcapsule.com/finance/terms) and [Privacy Policy](https://selfcapsule.com/privacy-policy).

Powered by Polar. Secure checkout.

License key delivered by email One-time purchase, no renewal Activate offline after first validation

What subscription budgeting apps cost over five years, and the alternatives: [personal finance software without a subscription](https://selfcapsule.com/blog/personal-finance-without-subscriptions).

```json
{
  "@context": "https://schema.org",
  "@type": "SoftwareApplication",
  "name": "SelfCapsule",
  "url": "https://selfcapsule.com",
  "applicationCategory": "FinanceApplication",
  "operatingSystem": "macOS, iOS, iPadOS",
  "offers": [
    {
      "@type": "Offer",
      "name": "Free",
      "price": "0",
      "priceCurrency": "USD",
      "description": "Core personal finance features including dashboard, transactions, budgets, basic reports, and limited AI."
    },
    {
      "@type": "Offer",
      "name": "Pro",
      "price": "29",
      "priceCurrency": "USD",
      "description": "One-time purchase. Unlimited AI chat and insights, advanced reports, investment and crypto tracking, and full automation."
    }
  ]
}
```