Your finances. Contained.
A local-first personal finance app for Mac, iPhone, and iPad.
Track spending, budgets, investments, and get AI-powered insights. Everything runs on your device. No cloud, no accounts, no compromises.
Everything You Need. Nothing You Don't.
Powerful tools for people who take their finances, and their privacy, seriously.
Your financial snapshot, at a glance.
Income, expenses, savings, and net worth in real time. Cash-flow charts show money in against money out so you always know where you stand.
Dashboard
Your finances at a glance.
Income
$8,450.00
This month
Expenses
$5,139.23
This month
Savings
$3,310.77
Kept this month
Net Worth
$142,890.00
Across all accounts
Cash flow
Beyond the desktop
The same private ledger, at phone scale.
SelfCapsule Finance is designed for a phone as much as a desktop. The same core views and the same local database, with nothing synced to a server. Available now on iPhone and iPad.
Dashboard
Net Worth
$142,890
Income
$8,450
Expenses
$5,139
Savings
$3,311
Free to Spend
$2,180
Last 6 Months
More
Insights
Manage
App
Dashboard
Net Worth
$142,890
Income
$8,450
Expenses
$5,139
Savings
$3,311
Free to Spend
$2,180
Last 6 Months
Transactions
Today
Whole Foods Market
-$86.40Monthly Payroll
+$4,225.00Yesterday
Riverside Apartments
-$1,800.00Shell Fuel
-$52.30Streaming Plus
-$15.99May 12
Interest Earned
+$18.72Corner Pharmacy
-$34.10City Transit
-$4.50Your data. Contained.
SelfCapsule keeps your data on the device you own, in an encrypted local database. No cloud account holds it, and no one else can read it.
On-device by default
Your records live in an encrypted database on your device (AES-256 on Mac, Apple's device encryption on iPhone and iPad), not on a server you have to trust.
No account, no login
There is nothing to sign up for and no identity to hand over. You just open the app and start.
Yours to take
Export everything to CSV or JSON whenever you want. No lock-in, no gatekeeping your own information.
Locked to you
Guarded by Face ID, Touch ID, or your system password, so only you can open it.
The app goes online for four things, and none of them carry your financial data: activating a licence key bought on this site, then re-checking it with our payment provider, Polar, each time the app opens; buying Pro through the App Store on iPhone and iPad; looking for a new version when you click Check for Updates on Mac; and downloading the local AI model on Mac. AI on iPhone and iPad uses Apple's on-device model, so there is nothing for the app to download. The free tier needs none of them.
Spending Pattern
Your food & dining expenses increased 23% this month compared to last month.
Savings Opportunity
Reducing subscription costs by $50/mo could save you $600 this year.
Positive Trend
Your transport spending has decreased for 3 consecutive months. Great job!
Intelligent. Local. Private.
SelfCapsule integrates with Ollama, an open-source local AI that runs entirely on your device. Smart insights without the privacy trade-off.
Spending Patterns
Understand where your money goes with detailed category breakdowns.
Trend Analysis
Track spending over time and spot opportunities to save.
Smart Suggestions
Personalized tips to optimize your budget and reach goals faster.
One SelfCapsule
A family of private apps. Finance leads the way.
SelfCapsule keeps what matters on your own device. Finance is here today. Health and Memory carry the same promise to your body and your story. One brand, one principle: your data, contained.
Finance
Your finances. Contained.
Track spending, budgets, and investments in an encrypted file that never leaves your device.
Download FinanceTestFlight betaHealth
Your health. Contained.
Your wellness metrics and history, kept private on the devices you already own.
Explore HealthIn developmentMemory
Your memories. Contained.
A private home for the moments worth keeping. In development.
Follow alongFrom the Blog
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Read moreFrequently Asked Questions
Where is my data stored?
Do I need an internet connection?
Can I import my bank statements?
How does the AI feature work?
Can I track investments?
How do I back up my data?
Ready to Contain Your Finances?
SelfCapsule is free, private, and runs entirely on your device. No sign-up. No cloud. Just you and your data.